Service 02

Tax Planning & Compliance

Planning that reduces what you owe, done properly and evidenced — and every HMRC deadline met without a last-minute scramble.

The short version

What this actually means

There is a difference between filing a tax return and planning your tax. Filing tells you what happened. Planning changes what happens next.

Most of the meaningful decisions — how you draw income, when you buy equipment, whether a structure still suits you, what to do with a property disposal — have to be made before the year ends. Once the year closes, the options narrow considerably.

We review your position through the year rather than once at the end of it, so decisions get made while they can still change the outcome. Everything we recommend is mainstream, well-evidenced planning: reliefs and allowances you are entitled to, applied correctly and documented.

Included

What you get

  • Corporation tax planning and the annual CT600 return
  • Self assessment for directors, sole traders, landlords and higher earners
  • Profit extraction planning — the salary and dividend balance that suits your circumstances
  • Capital allowances and the Annual Investment Allowance on equipment and vehicles
  • Research and Development tax relief claims, where your work qualifies
  • Capital Gains Tax planning on property and business disposals
  • VAT scheme reviews — flat rate, cash accounting and annual accounting
  • HMRC enquiry support, should one ever land

Right fit?

Who this is for

  • Company directors deciding how to take income tax-efficiently
  • Higher-rate taxpayers facing allowance tapering or the child benefit charge
  • Property investors weighing personal versus company ownership
  • Growing businesses where the structure that suited year one no longer suits year five
  • Anyone facing a one-off event — a sale, a large disposal, an inheritance — where the planning window is short and closes for good

Talk it through with us →

Questions

Common questions

Is this the same as a tax avoidance scheme?
No, and we do not touch them. We use reliefs and allowances that Parliament legislated for and HMRC expects people to claim — pension contributions, capital allowances, R&D relief, sensible profit extraction. Marketed avoidance schemes carry real risk of being unwound years later with interest and penalties, and they are not worth it.
When is the best time to start?
Before your year end, and ideally several months before. Planning done after the year closes is mostly just reporting — the decisions that change your bill have to be made while the year is still open.
Will you tell me what I owe before it is due?
Yes. You get an estimate as soon as we have the figures, well ahead of the payment date, so it is never a surprise in January. If cash flow is tight we can look at a Time to Pay arrangement with HMRC in advance rather than in arrears.
Can you help if HMRC opens an enquiry?
Yes. We handle the correspondence and represent you throughout. Tell us early — enquiries go considerably better when the accountant is involved from the first letter rather than three exchanges in.

Get started

Ready for accounting that keeps up with you?